http://www.estatebuy.net home sweet home Wed, 19 Nov 2008 20:15:13 +0000 http://backend.userland.com/rss092 en A recent survey by Fair Investment has found that 44% of women questioned are homeowners paying a mortgage, compared with just 37% of men. It's interesting considering the fact that the average female salary is 25% less than the average man’s wage. Sharon Bratley indicated that the ... http://www.estatebuy.net/2008/11/19/more-female-homeowners/ A number of factors, such as the cost of the house and the type of mortgage you get, are important here. In general, you need to have enough money to cover three costs: earnest money - the deposit you make on the home; the down payment, a percentage of the cost ... http://www.estatebuy.net/2008/05/25/how-much-money-do-you-need-to-buy-a-home/ HUD homes can be very cheap. When a homeowner with a HUD insured mortgage can't meet the payments, the lender forecloses on the home and HUD pays the lender what is owed. HUD takes over the ownership of the home and will sell it at market value. http://www.estatebuy.net/2008/04/11/what-are-hud-homes/ Use mortgage calculators to see what amount of mortgage you could pay every month. If the amount you can afford is less than the cost of homes that interest you, then you might want to wait a bit longer. You can also contact a real estate broker or a HUD-funded ... http://www.estatebuy.net/2008/03/21/how-do-i-know-if-i-can-get-a-loan/ No cash-out versus cash-out refinancing No cash-out refinancing occurs when the amount of your new loan is not higher than your current mortgage debt (including closing costs). Typically, you can borrow up to 95 percent of your home's value. A cash-out refinancing occurs when you borrow more ... http://www.estatebuy.net/2008/02/06/no-cash-out-versus-cash-out-refinancing/