If you are applying for a loan it is always good to ponder on your total monthly income prior to consulting a loan broker. Although you might think that ‚not showing off’ with some of your income may be desirable from the point of view of paying taxes, when it comes to mortgages the more the better. So if you have an ‚unofficial’ income it is good to make it official and thus make it count for the bank. This way you will be able to take a bigger loan, or for a longer period of time, which would, in turn, mean that you have a smaller monthly installment to give back. The bank will keenly take into consideration your self-employed income, as well as sales commissions, or disability income. Even if you have child support, or alimony (provided you have the court order mandating the payments and some proof that they are made) you can add that too. If you also happen to have any, long forgotten stocks options, assets, or even royalties from computer software you may be almost certain you will be a valuable client in the eyes of any bank.